Build the financial confidence your early-career employees were never taught. A practical three-session programme, delivered live, built for Irish payslips.
Request a discovery call Or download the programme overview (PDF)Financial wellbeing is no longer a soft benefit. It feeds directly into engagement, retention, and how attractive your offer looks to early-career talent. Here is what changes when your team understands their own finances.
Money worries are one of the top three concerns for under-35s in the Irish workforce. Removing the uncertainty around payslips, pensions, and saving directly reduces the cognitive load your team carries into the working day.
Most Irish employers offer pension, healthcare, and EAP. Few offer practical financial education. Adding a tangible wellbeing programme is one of the cheapest ways to upgrade your benefits story for graduate hiring and internal communications.
Auto-enrolment via MyFutureFund is now live. Employees who do not understand pension matching either opt out or under-contribute, which means the benefit you fund is wasted. This programme closes that gap.
Capital Conditioning is partnered with Inverdea Financial Services Ltd, regulated by the Central Bank of Ireland.
Anyone who wants personalised financial advice is referred to Inverdea. We provide the education. They provide the regulated advice if your team wants it.
About Inverdea Financial ServicesSpaced over four to six weeks to fit around your operational calendar. Every figure is specific to the Irish system. Participants build their own budget and ten-year roadmap inside the session, so the work happens at work, not as homework that gets forgotten.
Where your team's money goes before they see it.
PAYE, USC, PRSI, tax credits, and pension matching explained on a real Irish payslip. Participants leave understanding the line items they have looked at for years without ever decoding.
A working budget, built in the room.
Participants build a personal budget and savings system using their own numbers during the session. Pay Yourself First, emergency fund mechanics, lifestyle cost audit, debt prioritisation.
A ten-year plan, personalised.
Compound growth, risk and return, and the Irish ETF and pension landscape explained without jargon. Participants build their own ten-year financial roadmap in the session.
No personalised recommendations, no product sales inside sessions, no regulatory exposure for your HR function. Anyone who wants advice is referred to a regulated partner.
Every figure is verified against Revenue.ie, Citizens Information, and gov.ie. 2026 standard rate band, USC bands, PRSI rates, MyFutureFund mechanics, ETF exit tax. No US or UK content adapted for Ireland.
Every session is delivered by Tom Hodgkinson, founder. No outsourced trainers, no rotating consultants. Consistent quality, full accountability.
Sessions run virtually or on-site. Participants build their budget and roadmap inside the room. The work gets done. Recorded e-learning is not part of the offer.
We use the call to understand your workforce size, the demographic mix, what wellbeing provision already exists, and what's prompting the enquiry now. If the programme is not a fit, we will say so on the call.
We respond to every enquiry within 48 hours with suggested times. Discovery calls are scheduled outside of standard delivery hours to protect time for current programme participants.
One short email a week breaking down a single piece of the Irish financial system. No motivational fluff, no product pitches, no advice.
Educational content only. Not financial advice. Unsubscribe any time.
Thanks. We'll reply within 48 hours with suggested times.